PAYMENTS & POS GUIDES

Card Payment Options: Countertop, Mobile, Online & Virtual Terminal

Compare card payment channels and find the right hardware or software workflow for your business.

By the openTILL Payments team · Isolex Corporation · Updated 2026-11-05

Choose a payment channel around where your customer is and how the sale begins. A business may need more than one channel, but each should have a clear purpose.

Countertop and integrated POS

A fixed terminal suits a dedicated checkout. An integrated POS adds ordering or inventory workflows and can reduce manual amount entry. Explore NRS retail hardware, Shift4 restaurant POS, and Exatouch for different operating models.

Mobile and tableside payments

Portable devices bring checkout closer to the customer. Compare screen size, battery, network coverage, receipt needs, and whether staff must enter orders as well as take payments. See North Payanywhere hardware and Shift4 handhelds.

Online checkout and payment links

Website checkout supports customer-led purchases. Payment links and invoices can support remote collection without a full online store. Confirm integrations, recurring-payment requirements, and how refunds and reporting work in the provider configuration.

Virtual terminals

A virtual terminal lets staff enter a payment through a browser. It is a different workflow from a customer using a physical reader. Compare user permissions, receipts, reconciliation, and handling procedures. Explore CardPointe and Merchant360.

Questions to ask before choosing

Discuss your setup with openTILL

We help businesses explore options across our technology network. Tell us what you sell, how you take payments, and where your current workflow slows you down.

Talk through your requirements ↗

Product references

Shift4 Dine · NRS · CardConnect · North · Electronic Payments